We help implement short and long-term financial goals through the creation of easy to follow and cost effective financial plans. Have questions about retirement, investments, Centrelink, protecting your income or insuring your life, and/or Aged Care? We're accredited and specialists in all of these areas and are only glad to help.
We begin by getting to know you and gather all the information we need to get a clear understanding of who you are, where you are and where you want to go financially. We’ll detail our process and outline our fee structure, if any. Our first meeting is non-obligatory and complimentary...of course.
We'll take a good look at your situation, paying attention to your assets, liabilities, superannuation, cashflow, life coverage and more. We construct a personally tailored, easy to follow financial plan that details suitable strategies that will take you to where you want to go.
We’ll present a tailored plan for achieving your initial financial goals and objectives, based on all of the information provided in our first meeting. We'll also provide a timeline for the entire implementation of the advice. At this stage, we'll take time to make sure you have understood the advice and answer any questions or concerns you might have.
Once you have understood and are comfortable with your tailored plan, we will implement it for you. If needed, we can collaborate directly with your accountant or solicitor to ensure your wishes are carried out precisely — adjusting as necessary when your lifestyle, goals, or your financial circumstances change. You’ll also have access to your own adviser for any concerns you may have along the way.
Tony Zaras has been an adviser for over 16 years working at various institutions and can provide advice on a whole range of topics. Specialising in all matters Superannuation, Retirement/Pre Retirement, Centrelink, Personal Insurance.
It is never too early or too late to get started on your financial plans. Tell us more about your goals, and we will get you started on a plan to achieve them.
Suite 158, Level 2 UL40/1341 Dandenong Road, Chadstone VIC 3148
Monday to Friday (By Appointment Only)
After hours and at home appointments available
Copyright © 2020 Luminous Wealth - All Rights Reserved. Disclaimer: Unless specifically indicated, this information is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek personal advice from a financial adviser.